Dr. Rishikaysh Kaakandikar, Sumedh Bhagwat Wadmare, Sangram Vilas Jagtap, and Srushty Vijay Mhaske, Shraddha Vijay Sinkar. 2025. “The Effectiveness of Digital Wallets in Promoting Financial Inclusion”. Economic Sciences 21 (1): 615-31. https://doi.org/10.69889/2z3vv896.