Shailak Jani, Shashikumar Bhambhani, ,Anju Gakhar, Purvi Dipen Derashri, & Younis Malik, Hiren Harsora. (2026). Smart Contracts in Banking and Financial Services: A Qualitative Review of Applications, Risks, and Regulatory Perspectives. Economic Sciences, 22(1(S)Feb), 141-155. https://doi.org/10.69889/h917gk81