The Role of Green Finance Technologies in Shaping Sustainable Real Estate: A Systematic Review of Literature

Abstract

The real estate sector is really important for the economy because it helps with growth, getting money together and it also affects the environment. Because people want to be sustainable, new ways of dealing with money like green finance have become popular for making sure real estate projects are good for the environment. This study looks at how green finance has changed and been used in the real estate sector from 2007 to 2025.

The study looks at a lot of research in 100 pieces, including articles, books and doctoral work to see what people have found out about green finance in real estate. It checks things like how many papers were published, how they did their research, where the research was done and what the papers were about. It pays attention to things like green bonds, loans that are linked to being sustainable green mortgages and using new technologies like artificial intelligence, big data and blockchain in real estate money matters.

What the study found is that more and more people are using green finance in real estate and it seems to be working well with good results for the value of properties, rent, saving money, avoiding risks and doing well in the long run. The study also found that some parts of the world like Asia, North America and Europe are doing more research and actually using green finance than other places. Even though things are getting better there are still problems like not being sure about rules, not having information, high costs at the start and not all countries supporting green finance in the same way.

This study helps us understand how green finance and real estate work together and how they can help the economy be more sustainable. By looking at what people have researched and what has been found, the study gives us ideas for research and suggestions, for governments, banks and people who work in real estate to make green finance a bigger part of how the economy grows.